Medical practice loans simplified.
From cash flow support to covering payroll and upgrading medical equipment. We help secure additional capital for healthcare businesses nationwide.
Your business is essential to us and to everyday people.
That’s why we go the extra mile to ensure you get the best financing option for your healthcare business.
Secure up to:
$2 Million
In additional funding
Terms up to:
48 Months
Without collateral
Minimum
600
Credit Score
Types of healthcare financing options:
Gain access to flexible capital that can be utilized to cover payroll, upgrade medical equipment, and any other business-related purpose. Use the capital whenever you need it and only pay interest on the money you borrow. A true revolving credit line that can be used over and over again.
Funding from:
$10,000-$250,000
Repayment terms:
9-18 months
Minimum Credit Score:
650
Product Benefits:
- Control what you draw, when you draw, and what you pay.
- No early repayment fees, payoff the line early and save.
- True revolver, each payment replenishes available financing.
Advance future revenue into fast business funding with terms tailored to your business’s cash flow. A great financing option that can be secured quickly with minimal paperwork and without risking collateral or equity.
Funding from:
$10,000-$2,000,000
Repayment terms:
8-48 months
Minimum Credit Score:
600
Product Benefits:
- Minimal paperwork to get started
- Review a funding approval within 24 hours and you’re funded within days.
- Repayment terms are tailored to your cash flow and based on a small percentage of revenues.
The gold standard for small business owners who want to expand. You get great rates, long repayment terms, and low monthly payments. With a typical 10-year long-term and no prepayment penalty. In most cases, the only collateral needed is a blanket lien on business assets and a personal guarantee.
Funding from:
$30,000-$350,000
Repayment terms:
10 years
Minimum Credit Score:
665
Product Benefits:
- Highly competitive program, offering the lowest interest rates available.
- Fastest SBA 7(a) funding time, secure funding within 30 days.
- Funding can be used for working capital, debt refinancing, and new equipment purchase.
A short-term, fixed-rate loan with stable monthly payments. Funds from these loans can be used in a multitude of ways to help a small business grow. Additionally, paying off a bank term loan responsibly helps to build business credit.
Funding From:
$30,000-$350,000
Repayment terms:
2-5 years
Minimum Credit Score:
670
Product Benefits:
- Fixed annual interest rates starting at 6.99%
- Fast loan funding, typically within 2 weeks.
- Leniency in the use of funds can support construction, remodeling, and more.
A straightforward process, so you can focus on running your business.
Connect with a funding specialist
Answer a few questions about your Healthcare business to see which lending programs you qualify for.
Submit an application
After getting to know your business better and receiving all the necessary documents. Our specialists get to work right away on securing offers for your business.
Review your offers
Once offers are in, we will go over every approval and you then select the capital amount and terms that will help your business the most.
Get funded
We work fast and so do our lenders. Once you’re approved, you will be able to access the additional working capital in as little as 24 hours.
What program can my healthcare business qualify for?
Each program has their own unique set of requirements and funding process. Thankfully, we do the work for you and connect you with the funding program you will qualify for. A funding manager will be with you every step of the way to answer any questions and advocate for you.
Below is our minimal requirements needed:
Minimum Credit Score
600
Minimum Monthly Revenue
$10K
Time In Business
12m
Minimum Deposits Per Month
5
Average Daily Balance
$2K
Max Negative Days
4
Minimal documents needed to apply.
4 months
Of business bank statements
E-Sign
Application
Recent medical practice success stories
Great service! Fast & honest.
Sharing my experience with Valid Financing! is the best experience ever the whole process took less than 48 hours, and Alex, John, was amazing and professional you make the service quick and easy thank you for supporting my home healthcare business!!! I will highly recommend Valid Financing!!!!
Rebecca D, 30 days ago
US 1 Review
Easy, transparent, and fast.
I had the pleasure of working with Paul. He was fantastic! The process was very smooth, efficient, and quick. Paul also identified additional funding opportunities. As a result, I ended up with a great line of credit that will help me scale my business. I can’t thank Paul and Valid Financing enough for their help! If you are looking for funding for your medical-based business, you’ll be hard-pressed to find a better broker than Valid Financing!
Diane C, 2 months ago
US 1 Review
Excellent Experience!
Helped us when we were in a tight spot 3 years ago. Have helped every year in our slow time and have grown our limits as our business has grown. As our relationship stays strong, our rates have gone down. I don’t need to use anyone else for credit. Highly recommend you give them a call!
Adam J, 15 days ago
US 1 Review
Frequently Asked Questions
Now, more than ever, It’s difficult for healthcare providers to get outside funding. We have solutions ranging from lines of credit to long-term loans. These funding products are specifically designed for businesses in the medical industry. Custom solutions are available depending on size and situation.
We work with practices across a wide range of specialties, from doctors to dentists to home health agencies to mental health groups and many more. If you’re caring for patients, you fit within our customer set. Generally, we are looking for clients that have been in business for at least one year and have monthly business revenue of at least $25,000. The primary owner cannot have an open bankruptcy, and the business cannot be in the middle of an active billing investigation.
We require that your business be under current ownership for at least one year.
We work as fast as you do. Once all documents needed to apply are in, it will only take a few hours for a funding specialist to secure offers and present them to you. Once accepted, the funding can be in your business bank account within 24 hours.
